Professional Indemnity and Business Insurance provides protection against negligent acts, errors or omissions committed by professionals, individuals or companies that offer advice or provide a service to a third-party whilst in the conduct of their business activities. In addition, the policy will normally pay for the costs and expenses in investigating, defending and settling a claim. Many extensions of cover are available which can be added to the basic policy to cover exposures such as libel and slander, loss of documents and breach of confidentiality.
Making Risk the Least of Your Worries
We understand that the way your insurance is arranged can, ultimately, make or break your business and that, above all, you want sound, comprehensive advice on how to minimise your exposure to risk, coupled with competitive pricing.
We appreciate that an annual review of your insurance cover is not usually top of your priority list – so we make it top of ours. We realise you want a simple summary of exactly what your insurance covers, and what it doesn’t, so that you have instant access to that information should you need it.
We research your business to assess all the areas in which your business, equipment, staff and customers on whom you depend could be at risk. We understand the regulations which can affect your business, from Health and Safety legislation to the implications of the law on Employers’ Liability, and we can advise you accordingly.
We will review your current policies and produce a report and an insurance recommendation which will reflect your needs. We will review it at least annually and more frequently if your business is growing and changing rapidly, to make sure that your insurance cover continues to reflect your ongoing business requirements.
We shop around for you to find the best deals taking into account the level of cover, service and price offered by insurers. We have access to all main UK insurance markets including insurers who do not deal directly with the public and, consequently, we are well placed to seek quotations and negotiate insurance with specialist insurers who only deal with insurance brokers.
Please contact us for further information.